Rent To Own Homes

What Is Rent To Own - How Does Rent To Own Work

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Rent To Own Homes – What Is Rent To Own

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The process of renting a home for a particular period of time is called rent-to-own or lease to own.

However, in this manner, you could always have the option to purchase the house after that certain period that is being stated in the rent-to-own agreement. The monthly rental payment could serve as an income for the seller and part of that payment would serve as the down payment of the house. This basically explains what is rent to own homes all about. And now you can browse our huge list of rent to own homes and find your new home today.

How Does Rent To Own Homes Work

Home ownership is a great thing, but if you are not ready for the responsibilities that come with home ownership, then you might want to try rent-to-own homes. Rent-to-own allows people to get a feel for home ownership before they get that big loan and lock themselves in for thirty years. This can immediately tell you whether owning a home is the right thing for you.

Rent to own homes

Rent to own homes involves the seller acting as a lender to the buyer. The seller and buyer negotiate on a price the home will be sold at after some time. When you find a home that you wish to rent to own, you can iron out all of the details with the seller. They are often going to be more flexible with you than traditional lenders are. For example they may allow you to choose the day of the month that your payments are due and other factors that can affect your budget.

Rent-To-Own Homes is Mortgage Alternative

Many people that do not have the ability to get a mortgage can rent to own homes instead. This way, you can put down on contract that you want to buy the house and nobody else can purchase it.

During economic downturns many people rent to own homes since getting a mortgage will be hard. Investors like to rent to own homes since it allows them to acquire more properties without the hassle of getting many loans.

If you are looking for rent to own homes, it may be an arduous task since a lot of people do not know how it is done. In this situation, you should talk to the owner and explain to them the benefits of rent-to-own agreement and get them to go along with it.

One good thing about the seller is that, they might have bought a new house already but still it possible for them not to pay the mortgage of their two units simultaneously. Thus this would give them the chance to spend less. It could also be beneficial to the renters since they could stay in the kind of house that meet their standard at once and at a reasonable price.

The Rent-To-Own Agreement

In a rent-to-own agreement (also called a lease to own or just lease purchase option), prospective buyers get to move in a home right away after the deal has been made. Of course, there are certain terms and conditions that need to be met for the contract to be validated.

  • Rent To Own Homes Option Fee

Option Fee – It is a fixed amount that the renter (or the prospective buyer) needs to pay to the seller. It is a one-time, usually non-refundable amount which provides the buyer an option to purchase the house in future. Note that paying the option fee does not constitute any obligation on the buyer’s part, but merely grants him the “right” to purchase the property when the contract expires.

If the buyer ends up buying the house, the option fee becomes part of the down payment. However, if the buyer ultimately decides to not purchase the house at the end of the lease, the option fee simply expires or in other words, becomes the seller’s income.

  • Rent To Own Sale Price

Sale Price – The sale price or purchase price of the house is an amount that the seller and the buyer agree upon before they enter an agreement or in some cases, after the lease expires. In the first scenario, the seller and the buyer agree upon a sale price that is at or higher than the current market price of the house. Once the contract is signed, the sale price is locked in for the rest of the lease term (usually 1-3 years). No matter if the housing prices rise or fall during that period, the sale price cannot change.

On the other hand, in the second scenario, the seller and the buyer agree upon a sale price when the lease expires. The price derived is based upon the market value of the house at that point of time in future.

As is quite evident, most of the buyers prefer to go for the first scenario, wherein they try to lock in a sale price, just in case the housing prices increase in the future.

  • Rent To Own “Rent Premium”

Rent Premium – The term used here is “rent premium” and not simply rent. This is because in a rent-to-own option, the buyer has to pay a slightly higher amount than the typical rent for a property. The extra percentage of each monthly rent payment (called rent credits) goes toward the down payment for the property, if the buyer chooses to ultimately buy it. If at the end of the lease, the buyer can not or does not choose to buy the property, the seller keeps all the money.

Apart from these, the buyer and seller must also agree upon necessary maintenance and repair requirements in the contract. Also included should be clear specifications about who is to incur other costs such as homeowners association fee, property taxes, insurance etc.

At the end of the lease term, if the buyer/renter decides to purchase the property, he/she can opt for a financing option (such as a mortgage) to pay the seller. At that point, the option fee and the extra rent credits earned by the buyer goes towards completing the transaction and settling the sale price of the property.

Rent To Own Homes Pros

Buyers

  • No need for any huge down payments
  • No need to worry about qualifying for a mortgage
  • Buyers get ample time to repair their credit history and improve their credit score
  • Buyers get ample time to build upon sufficient cash for down payment once the lease expires
  • Buyers get to “try out” the house (and the neighborhood) before they actually purchase it
  • By locking in a sale price and contract terms, buyers remove any risks associated with rise in housing prices

Sellers

  • Rent to own process allows sellers to make profit on a house they have been unable to sell off otherwise.
  • Sellers can lock in a house at a higher price than the current market value and get rid of any price fluctuation risk in the future.
  • A buyer is more likely to buy out a house simply because of the option fee and the rent premium that has already been invested in the house.
  • Renters are more likely to treat a lease option house better if they are planning to own it in the future, than if they were to vacate in a year or so.
  • Sellers earn timely rents which they can use to pay off the old mortgage and taxes on a house.
  • Even if the buyer ultimately fails to purchase the property, sellers are left with the rental incomes (rent + rent credits) and the option fee.

Rent To Own Homes Cons

Buyers

  • Since the rent-to-own process is not tightly regulated, buyers can become victims of unscrupulous sellers who have no intention of ever selling their property. He/she can try to impose extreme or unusual contract agreements. e.g. A seller can make the contract void if the buyer fails to pay the rent on time even once and evict them.
  • Buyers “have to” pay the option fee upfront, which can still be a sizable amount. If they don’t purchase the house in future, they end up forfeiting the amount.
  • If the seller fails to pay the original mortgage on the house, it can be foreclosed and the new buyers can be forced to evict.
  • Buyers usually don’t get the rent credits back (the premium they pay on top of the usual rent) when the lease expires, if they fail to purchase the house.

Sellers

  • If the buyer backs out of a purchase when the lease expires, the sellers have to go through the entire listing process again.
  • There is always the risk of a new buyer coming along who is ready to pay a higher price for the same house.
  • If the renter can’t make rental payments, sellers might find it difficult to pay off the old and any new mortgages they might have availed after entering the rent-to-own option. The situation can lead to a foreclosure.

Bottom Line

Because rent-to-own homes is still not very common and not tightly regulated (as stated earlier), both buyers and sellers must obtain assistance of a real estate attorney (on either side) while making a deal. Both parties should be fully aware of their inherent responsibilities and rights concerning the property in question. Overall, while there are many pitfalls to this process, there are plenty of benefits to avail for everyone concerned as well. Sellers get to earn money off the otherwise unsaleable or vacant properties, and buyers are provided with an affordable housing option to become homeowners in near future.

Advantages of Water Jet Cutting Systems

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Water jets, or also called as abrasive jets, are cutting tools in machine shops that use water as its main cutter. Water that has been highly pressurized is used to cut rubbers, plastics, and other soft materials. It can also cut metals when water is subjected into a very high pressure and ultra high pressures.

Typically, water jets are operated with CNCs. There are many CNC-operated metal cutters that are widely used, but water jets offer advantages over these types of machines.

Water jets cut with high precision. Water jets use CNC with Computer Aided Design (CAD) software, which is designed to profile geometrical designs to achieve high cutting precision for the work piece. The tolerance of ± 0.005″ or better can be achieved.

Heat affected zones can be minimized with water jet cutting. Common CNC plasma machine cutting tools use heat and other burning substances to use as the main cutting medium. Due to its high temperature, the work piece being cut might burn or melt.

Burning and melting of the material can be minimized or even completely avoided when water jet cutter is used. In this cutting tool, water is the prime medium, which is known to be a perfect insulator and absorber of heat. This is a very great advantage when the material needs to be cut should maintain a sophisticated output. Water jet cutter is advantageous when the material should not show any signs of discoloration, burned or melted parts.

Water jet is also beneficial to be used when the materials to be cut cannot be subjected into heating or burning processes, such as some plastics and laminates materials, due to the toxins and chemicals it can produce to the atmosphere.

Water jet cutting produces no mechanically stressed areas on the work piece. Water jet pressures are positioned downward, with the material lying on a table and minimum fixtures and clamping are enough, making it possible to avoid mechanical stresses. Since there is no other metal used as cutter for water jets, no heat due to friction can be produced, which makes the materials avoid any stresses and thermal deformation.

Patent Protection Occupies a Special Place

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Intellectual property is all around us! Often we are not aware of this. Look at logos, trade names, books, films, sculptures and less visibly, patents! They are almost all protected by intellectual property rights such as copyright, trademark or trade name law. These and other rights are part of the everyday practice of protecting intellectual property.

Patent law is an intellectual property right that gives the owner a monopoly on his invention for a certain period of time. With a patent right, the inventor can earn back the financial efforts he has made by exploiting his invention. He can also grant a license to his invention to a third party. In this way patents contribute to the development of technology as explained in this guide for inventors.

Without patent protection, few would be willing to invest a lot in the development of new technology, which often costs a lot of time and money. Patents and patent law are therefore also drivers of technological innovation.

Patent Pending?

If a patent on an invention has not yet been granted but has been applied for, the patent application is ‘pending’, ie the patent has not yet been granted but is being processed by a patent granting authority. The application procedure is still ongoing and the content of the patent application is also still secret. There are agencies that provide help for new inventors which you may consult if you don’t understand something.

You often see this listing on products. With this, the manufacturer indicates that he has applied for a patent. If a manufacturer states ‘patent pending’ on a product without a patent application having actually been filed, the manufacturer is punishable.

Why Patent Registration?

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Patent protection of new and original inventions is a phenomenon that benefits not only the patent owner but also the country and even the international arena. Both the inventor are rewarded, and the products of the mind are recognized by the members of the society, thus contributing to social, cultural and technological development.

Based on the contribution of inventions to the country’s economy by adapting them to industry, it is not surprising that the amount of patent rights granted in developed countries is so high. Patent registration, which is successfully applied worldwide, gives its creator the right and privilege to produce, sell and make use of his invention for a certain period of time.

The fact that the economic income related to the invention is earned only by the creator and the privilege right is granted only to the inventor by registering it with an official document will encourage people to make new inventions. Considering that the economy is strengthened, the importance of registering new inventions emerges once again. Fortunately patenting agencies like InventHelp can help.

It is necessary to apply to contribute to the country’s economy, to prevent the patent right arising from the invention from being imitated by others and to certify that these rights belong only to you.

New Invention

In very general terms, invention can be defined as innovative and technical solutions to existing problems that affect our lives, that have not been found or explained by anyone before, that can be used in the field of agriculture and industry. The invention may be new in terms of technology as well as improving the existing system.

Useful model

Since the process of obtaining a patent right in the registration of the invention is long and costly, inventors prefer utility model registration because the process is shorter and cheaper. A utility model is the granting of the right to produce and market the product subject to this invention for a certain period of time (10 years) to the owners of inventions that are new in US and in the world and can be applied to industry. The process of issuing a utility model certificate is more convenient in terms of both time and expense compared to granting a patent.

Invent Help company, which is one of the expert organizations in the sector, obtains patent rights or utility model certificates for your inventions with its expert attorneys.

Ability of Invention to Be a Utility Model

There are two important criteria in order to provide legal protection by obtaining a utility model certificate for the invention.

  • According to the principle of innovation, an invention is new if it has not been announced by anyone before, shared with the public even through advertisement, has not been the subject of a patent or utility model or an application has not been made.
  • The invention must be applicable to industry.

Having these two criteria, the invention provides legal protection to its creator within the scope of the utility model.

What do I need to tell my Patent Attorney about my invention?

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Briefly stated, your Patent Attorney needs your full disclosure. Don’t worry, your disclosure is protected by the attorney-client confidentiality rules if you decide not to go through with the patent application. You should tell your Patent Attorney the answers to at least six questions: Who, What, When, Why, Where, and How. The answers should be quite detailed and may have numerous parts and subparts. It’s not as bad as it sounds. You simply tell your story of how your invention came to be.

A partial list of what the Patent Attorney or a Patent agency, like Invent Help, needs to know:

  • Who is the inventor? Are there one or more co-inventors?
  • Where did you invent it?
  • When did you invent it?
  • What is your invention?
  • What does it do?
  • What problems does the invention solve?
  • What difficulties or obstacles did you overcome to invent it?

What do you want to do with your invention?

  • Manufacture it?
  • License it?
  • Sell it?
  • Nothing?

Stay local or national or do you want to go international, too?

Why did you invent it?

What is on the market now that you were dissatisfied with?

Did you modify an existing device?

How did you invent it?

What is a Registered Patent Attorney?

A Registered Patent Attorney is a person who is both a member of a state bar (any state of the U.S.) AND who is registered to practice before the U.S. Patent and Trademark Office (USPTO). There are also patent agencies like InventHelp which could help you with the whole process.

The USPTO registration is a separate and challenging examination beyond a state’s bar examination. The USPTO requires that every attorney registered to practice before the USPTO, have a technical background, typically a Bachelor of Science degree, in a “hard” science. This background includes chemistry, physics, engineering, and similar disciplines. These requirements are to protect the public.

A Patent Attorney cannot objectively protect, judge, or render an opinion about an invention that he or she cannot understand.

Preliminary Patent Examination

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In order for an invention to be approved as a patent, it must be absolutely new on the day the invention is registered as an application with the Patent Office . It can therefore be an advantage to get an overview of this news before starting a patent application.

This is done by conducting a preliminary investigation, ie an examination of older patents in the relevant technical area to see if anyone has previously presented the same idea. Searches are also made in ordinary technical literature and material stored in databases. There are professional patenting agencies like Invent Help that can help you conducting a search.

By carrying out a preliminary investigation, one obtains more information than just knowledge of the novelty value of the invention. Firstly, if a patent emerges during the investigation, it will be seen whether there are already patent rights that must be taken into account. Secondly, by comparing the solutions in the extracted material, it will be easier to formulate correct patent claims in the new application.

Patentability

Patent protection can be obtained for inventive ideas concerning products, methods and applications.

In order for an inventive idea to be patentable, it must be new, ie the Patent Office , which receives and processes applications for patents on the idea, cannot prove that others have presented the idea earlier. Before filing a patent application, it must therefore not have been shown publicly at sales, marketing, been shown at exhibitions and fairs, or be mentioned on radio, TV, newspapers, magazines, etc as explained on https://azbigmedia.com/business/why-new-inventors-turn-to-inventhelp-for-support/.

A patent application is a written assessment of the invention, and consists of a description, drawings and patent claims. From a legal point of view, what is protected by the patent is defined in words in the patent claims. In these, it is important that appropriate broad concepts have been used (ie not unnecessary restrictions have been entered), so that one gets protection for the idea itself and not just for a specific execution.

Real Estate Website Checklist

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If you are just starting out in the real estate industry, you’re going to need to think about how you are going to go about building your real estate website. Who are you going to get to do it for you? Is it going to be open source or closed source? Will it be a custom built real estate website or an out of the box solution? Will you design it yourself or get someone else to design it for you?

These are only some of the questions you’ll need to ask yourself regarding your real estate website. We have compiled a checklist o things you should make sure your real estate website can do before choosing the solution that best suits your needs.

Real Estate Templates and Plugins njgvbdc

Does the website allow for opt in newsletter sign ups?

Does the website have search engine friendly pages?

Does it have easy meta tag implementation?

Does it have custom design capabilities?

Can you easily add new properties?

Do you have the ability for unlimited picture upload?

Can you upload as many pictures as you like?

Can you receive as much traffic as you like?

Do you have a stats monitoring program?

Can you change the font of your site?

Is the backend secure?

Is the admin panel easy to navigate and use?

Does it use the latest real estate technology?

If you need all these features for your real estate website why not to use iHomefinder – one of the best real estate plugins. Or if you need something else this list should help you start the brainstorming process before choosing your real estate website design solution.

Recognizing Common STDs Symptoms

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The spread of STDs in women and men isn’t slowing down. The U.S. CDC reports that rates of infection are particularly high in men and women aged 15-29, making the need to recognize common STDs symptoms all the more urgent. Though each sexually transmitted disease comes with its own side effects, there are certain common STDs symptoms that apply to multiple prevalent infections.

Vaginal Discharge

Though vaginal discharge is an ordinary biological occurrence among many women, it’s also one of the most common STDs symptoms in females when it occurs abnormally. Unusual vaginal discharge can be a sign of Chlamydia, gonorrhea, or trichomoniasis. Benign vaginal discharge that is generally clear and mostly “liquid.” But as one of the most common STDs symptoms in women, vaginal discharge will often appear thick, discolored, and possibly foul smelling.

Penile Discharge

Though the symptoms of STDs in men are not always as pronounced as they are in women, one of the most common STDs symptoms among males is an abnormal penile discharge. Genital discharge in men can signify the presence of gonorrhea or Chlamydia, the most widespread STD in the country.

Painful Urination

Painful urination also ranks among the most common STDs symptoms in men and women. Often, a burning sensation upon urination will be accompanied by the presence of blood in the urine and is a known side effect of Chlamydia and gonorrhea in particular.

Less Common STDs Symptoms

In some cases, STDs will produce side effects that mimic those of the common cold or flu. Body aches, fever, and fatigue will sometimes present following herpes or HIV infection, but these symptoms of STDs in women and men are not as common as the aforementioned.

Treating Common STDs Symptoms

Common STDs symptoms such as genital discharge and painful urination can be treated via prescription antibiotics. When caused by Chlamydia, gonorrhea, or trichomoniasis, these common STDs symptoms will often disappear completely within 7 to 10 days. Other common STDs symptoms such as genital sores may take longer to address, particularly if they appear in conjunction with the herpes virus, but medication is available to minimize the effects of such outbreaks. Regardless of the underlying cause, the success of alleviating common STDs symptoms hinges upon proper diagnosis, making STD testing kits and STD testing an essential initial component to addressing and treating side effects.

Celebrities on Vegan Diet

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Celebrities are the influential individuals in any society who are known to many due to the positions they hold, their contributions to the community and for indulging in certain activities.

The vegan diet has been favored by many individuals in the society who are seeking to have healthy bodies. Celebrities are some of the known individuals whose careers many a times rely on their body appearance and health for success. Many high profile personalities are changing their diet so as to lower lose weight and lower levels of cholesterol. It has been seen that the vegan diet has become the latest celebrity fad or a movement, so to say. The vegan celebrities choose the vegan diet due to many reasons. These reasons are;

Statement creation

Some celebrities are on the vegan diet for the purpose of making a statement to the public and feel the need to be associated with the vegan societies which will see them gain favor from the public. Celebrities have great influence on the public and this in turn results into many of their fans and supporters following the vegan diets.

Health benefits

Celebrities value their health. Healthy bodies are giving them the strength and ability to carry on with the various responsibilities they have in the society. The vegan diet celebrities get to enjoy reduced susceptibility to been attacked by disease such as obesity, cancer, heart diseases and strokes. The vegan diet reduces the cholesterol levels in the body and allows celebrities to take foods which will provide them with the right amount of nutrients that are required by the body. There are plant based meats that could be used as a substitute for real meat.

Weight control

Celebrities tend to keep their weight in check as many of their jobs require them to be of a certain body size and weight. In order for them to achieve this, they go on a vegan diet and thus still get to keep their positions in whichever job they are into. The celebrity world is very competitive and they need to be in the best shape by taking vegan detox diets so as to keep up with the competitive nature of their industries.

Environmental issues

Celebrities usually voice out their concerns for the environment. The vegan diet celebrities find it unnecessary to kill animals for food. They find this as a pure cruelty and insult to the animals rights. They argue that resources that are used in this industry of animal products can be channeled elsewhere to help the less fortunate in the society.

Vegan diet celebrities do not use any items that are made from animal products. Such products include fur, wool, leather and many more. They also play a big role by contributing funds to run the societies that fight for animal rights as well as the vegan societies.

In the United States, celebrities are mainly the trend setters and it has been seen that there has been an increase in the number of people who are getting into the vegan diet. Restaurants have had to include vegan and vegetarian meals in their menus due to the great demand. Time is going to tell if the vegan celebrities will change their routines, though it seems as if they will stick to it due to the benefits they are getting from it.

Buying That Philadelphia House

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Planning to turn into an actual Philadelphia house owner within the not too distant future? Are you a little bit worried concerning just about everything that is included when it comes to planning such a critical purchase? Deciding on the best family home is definitely something you really should not do without guidance and assistance.

The following is a summary utilizing the standard procedures which are usually involved in obtaining a brand new home here in Philadelphia or even elsewhere, for that matter.

First, determine what you can afford. This suggests approaching the lending company or meeting with your mortgage broker to become pre-approved for the home loan, unless of course are going to be paying hard cash. Congratulations, you now are aware of the maximum it’s possible spend on your brand-new house.

Following that, look for a good solid real estate agency to help you with your selection. They will put their substantial understanding and exposure to the entire Philadelphia market place to work assisting you to uncover your ideal house with the best possible selling price.

With that done, decide explicitly what you would like from your new house. That will take large amounts of anxiety from the process. Being aware of just what you need and what you are able to budget simplifies your home selecting procedure. Note of the amenities you’re trying to find and send it to that Real estate agent for future reference.

Then, shop for homes around Philadelphia. Take note of houses that are presently on the market. That can provide a excellent idea of the traits that are obtainable within your price range.

Then, generate your offer. The moment you have picked the home, it is time to submit your best offer. Many buyers prefer to offer less than the listing price of the house, specifically any time it’s been out there for quite a while. Your trusty Realtor is definitely eager to support you on your most suitable course of action.

After that, assuming the offer is finally approved, commonly the following thirty day period (or even a few months) will likely be spent planning for the closing day. You’ll have attorneys to engage, requirements to satisfy, funding to get, as well as many various little items you actually will not have taken into consideration.

Lastly, its Closing Day. You are going to inspect and after that sign the house loan and other legal documents to make your new house officially yours. Great job!

Ways To Prevent STD’s

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STD’s are something that no one likes to think or talk about… but certainly something NO ONE wants to get. Here are 7 ways to prevent STD’s and maintain your sexual health…

1. It seems like a no-brainer but use a condom.

Using a condom can greatly reduce your risk of contracting an STD. The key to ensuring that a condom keeps you safe is knowledge. Knowing how to put on the condom properly will help to ensure that it does not break. It is also important that the male partner purchase the correct size so that the condom does not slip off during intercourse or break.

If you do not know how to properly use a condom, do not be embarrassed. Many of men (and women) are confused about how to exactly place the condom on in a way that is effective without putting either partner at risk. You can find a lot of information online if you are shy about approaching Planned Parenthood.

2. Get tested. The life you save might be your own.

It can be a little embarrassing to ask to be tested for STD’s but instead of looking down on you… the medical staff will actually give you your kudos. We live in a world where people are too busy to take care of their personal health – especially their sexual health which can be hard to talk about. Being tested regularly for STD’s ensures that you are staying safe and this can give you a great peace of mind that you cannot get elsewhere. So while your nurse or doctor may not say “Job well done”… they will appreciate your gumption for staying up to date on your own sexual well-being.

3. Be monogamous. It just makes things easier in the long run.

Sleeping around puts you at a higher risk for sexual diseases. Staying with one partner means that your chances of getting infections and STD’s goes down. However, you need to be certain that your partner is monogamous too or this has no effect.

4. Remember birth control does not protect against STD’s.

IF you have an IUD or take birth control pills, remember that these do not guard you against STD’s. In fact, you should only have an IUD if you are in a one partner relationship. This is because having more than one partner with an IUD can increase your risk of pelvic inflammatory disease and other STD’s. If you have an IUD and leave your relationship, you can keep your IUD but you will want to ensure that you introduce condoms to the mix.

5. Educate yourself. Know your body. Know the signs and symptoms of trouble.

It is very important to know the signs and symptoms of STD’s. This can help to ensure that you are treated promptly and do not allow the problem to grow worse or to spread to your partner. Sites like Web MD have photographs of different diseases along with symptoms. This can help you to know if you need to get to the doctor’s office or if you may just have something as simple as a yeast infection.

6. Don’t panic. That makes it worse.

Panic won’t help anything. If you are careful, chances are you will not contract an STD. A lot of times symptoms turn out to be UTIs and other harmless everyday things. So while knowing this will not prevent an STD it will help you to put things in perspective. Not every little thing is an STD. Most of the time your symptoms will be something that is treatable with antibiotics and it won’t be an STD at all.

7. Do yearly checks with a friend.

If you feel like you need an accountability partner, have a friend go and get tested with you each year. This will help you to feel like not all eyes are on you and also ensure that you get in the office to get checked. This is a real win/win for you and your friend. There are even at-home STD tests such as these on https://www.mylabbox.com/at-home-std-kits/all/, so you can do the tests at the comfort of your home.

An ounce of prevention is worth a pound of backtracking to fix the problem. While an STD is not the end of the world and there is help even for the worst of the worst of them, they can still make life harder and if you can prevent them… that’s exactly what you want to do. So, go ahead… get educated and get checked… you deserve not a good sex life – and a healthy one too.